BANK SEKTORIDA OPERATSION SAMARADORLIK VA XAVFLARNI BOSHQARISHNI BAHOLASH
PDF

Kalit so‘zlar

bank sektori raqamli transformatsiya bank samaradorligi DEA davlat banklari xususiylashtirish NPL CAMEL O‘zbekiston posto‘tish iqtisodiyoti

Iqtibos keltirish tartibi

Rashidov, R., Elmurodov, A., & Muhiddinov, A. (2026). BANK SEKTORIDA OPERATSION SAMARADORLIK VA XAVFLARNI BOSHQARISHNI BAHOLASH. Innovatsion Iqtisodiyot, 6(6), 240-244. https://doi.org/10.70769/3030-315X.II.6.6.2026.42

Annotatsiya

Mazkur maqolada rivojlanayotgan iqtisodiyotlarida raqamli transformatsiya, tarkibiy islohotlar va tijorat banklarining operatsion samaradorligi o‘rtasidagi o‘zaro bog‘liqlik tadqiq etiladi. Tahlil natijasida O‘zbekistondagi davlat banklari tizimli ravishda xususiy banklardan pastroq samaradorlikka egaligi aniqlandi. Xususiy banklar raqamli kanallarni faolroq joriy etishi natijasida yuqori daromadlilik va risklarni samarali boshqarishga erishmoqda.

PDF

Adabiyotlar ro‘yxati

1. Banna, H., & Alam, M. R. (2021). Impact of Digital Financial Inclusion on ASEAN Banking Stability. Studies in Economics and Finance, 38(2), 504–523.

2. Barth, J. R., Caprio, G., & Levine, R. (2004). Bank Regulation and Supervision. Journal of Financial Intermediation, 13(2), 205–248.

3. Berger, A. N. (2003). The Economic Effects of Technological Progress: Evidence from the Banking Industry. Journal of Money, Credit and Banking, 35(2), 141–176.

4. Bonin, J. P., Hasan, I., & Wachtel, P. (2005). Bank Performance, Efficiency and Ownership in Transition Countries. Journal of Banking & Finance, 29(1), 31–53.

5. Buchak, G., Matvos, G., Piskorski, T., & Seru, A. (2018). Fintech, Regulatory Arbitrage, and the Rise of Shadow Banks. Journal of Financial Economics, 130(3), 453–483.

6. Charnes, A., Cooper, W. W., & Rhodes, E. (1978). Measuring the Efficiency of Decision Making Units. European Journal of Operational Research, 2(6), 429–444.

7. Daryo (2024). Transformation of State Banks in Uzbekistan: The Need for a Reset. https://daryo.uz/en/2024/10/22

8. Fries, S., & Taci, A. (2005). Cost Efficiency of Banks in Transition: Evidence from 289 Banks in 15 Post-Communist Countries. Journal of Banking & Finance, 29(1), 55–81.

9. Ikromov, I., & Makhfuza, A. (2024). Modernization and Transformation of Uzbekistan's Banking Sector. EJMEB, 1(3).

10. IMF (2025). Uzbekistan: Financial System Stability Assessment. Washington, DC: IMF.

11. Kornai, J. (1986). The Soft Budget Constraint. Kyklos, 39(1), 3–30.

12. Kun.uz (2026). Uzbekistan Plans to Privatize Five State-Owned Banks by 2030. https://kun.uz/en/news/2026/01/02

13. La Porta, R., Lopez-de-Silanes, F., & Shleifer, A. (2002). Government Ownership of Banks. Journal of Finance, 57(1), 265–301.

14. Leibenstein, H. (1966). Allocative Efficiency vs. X-Efficiency. American Economic Review, 56(3), 392–415.

15. McKinsey & Company (2024). Global Banking Annual Review 2024. https://www.mckinsey.com

16. World Bank (2024). Uzbekistan: Financial Sector Assessment (FSAP). Washington, DC: World Bank.

17. World Bank (2024). World Development Indicators. https://data.worldbank.org

Creative Commons License

Ushbu asar Creative Commons Attribution 4.0 Xalqaro Litsenziyasi asosida litsenziyalangan.

Mualliflik huquqi (c) 2026 Rashidov, R.I., Elmurodov, A., Muhiddinov, A. (Muallif)

Yuklab olishlar

Yuklab olish ma’lumotlari hozircha mavjud emas.