Kalit so‘zlar
Iqtibos keltirish tartibi
Annotatsiya
Mazkur maqolada kichik biznesni moliyaviy qo‘llab-quvvatlashning zamonaviy mexanizmlari sifatida fintech texnologiyalari va kraudfanding platformalarining iqtisodiy ahamiyati tahlil qilinadi. Tadqiqotda raqamli moliyaviy texnologiyalar orqali kichik biznes subyektlarining moliyaviy resurslarga kirish imkoniyatlari kengayishi, investitsiya jarayonining tezlashishi hamda kapital jalb qilishning muqobil shakllari o‘rganiladi. Shuningdek, blokcheyn texnologiyalari, peer-to-peer kreditlash, raqamli to‘lov tizimlari va kraudfanding mexanizmlarining samaradorligi ilmiy manbalar asosida baholanadi. Tadqiqot natijalari innovatsion moliyaviy instrumentlarning kichik biznes rivojidagi strategik ahamiyatini asoslab beradi.
Adabiyotlar ro‘yxati
[1] World Bank. Small and Medium Enterprises Finance: Improving SMEs Access to Finance. Washington DC.
[2] OECD. Financing SMEs and Entrepreneurs: An OECD Scoreboard. Paris.
Schwienbacher A., Larralde B. Crowdfunding of Small Entrepreneurial Ventures. Oxford University Press.
[3] Mollick E. The Dynamics of Crowdfunding: Determinants of Success and Failure. Journal of Business Venturing.
[4] Arner D., Barberis J., Buckley R. FinTech, RegTech and the Reconceptualization of Financial Regulation. Northwestern Journal of International Law.
IFC (International Finance Corporation). MSME Finance Gap Report.
[5] Zetzsche D., Buckley R., Arner D., Barberis J. Regulating a Revolution: From Regulatory Sandboxes to Smart Regulation.
[6] O‘zbekiston Respublikasi Markaziy banki. Raqamli moliya va fintech rivojlanishi bo‘yicha hisobotlar.
[7] Statista Research Department. Global Crowdfunding Market Statistics.
[8] Belleflamme P., Lambert T., Schwienbacher A. Crowdfunding: Tapping the Right Crowd.
[9] IMF. Financial Technology and the Future of Finance.
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Mualliflik huquqi (c) 2026 Xudoyberdiyeva, A.L. (Muallif)