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Iqtibos keltirish tartibi
Annotatsiya
Ushbu maqolada O‘zbekistondagi tijorat banklarida muammoli kreditlarning (NPL) shakllanishi va ularning mamlakat iqtisodiyotiga ta’siri tahlil qilinadi. Tadqiqot davomida bank kredit portfeli sifati, muammoli kreditlar ulushining dinamikasi hamda ularning moliyaviy barqarorlik va iqtisodiy o‘sish bilan o‘zaro bog‘liqligi o‘rganildi. Rasmiy statistik ma’lumotlar va xalqaro tajriba asosida muammoli kreditlarning kreditlash faolligi, investitsiya jarayonlari va bank tizimi barqarorligiga ta’siri baholandi. Tadqiqot natijalari muammoli kreditlarni kamaytirish va bank risklarini boshqarish tizimini takomillashtirish bo‘yicha amaliy xulosalar chiqarishga xizmat qiladi.
Adabiyotlar ro‘yxati
[1] Sh.Sh. Shodmonov, R.X. Alimuhamedov. Bank risklarini boshqarish. O‘quv qo‘llanma. – T.: Fan va texnologiya, 2018. – 288 b.
[2] Basel Committee on Banking Supervision. Global regulatory framework for more resilient banks and banking systems. – Basel: BIS, 2011. – 69 p.
[3] Basel Committee on Banking Supervision. Guidelines on credit risk and accounting for expected credit losses. – Basel: BIS, 2015. – 50 p.
[4] International Monetary Fund. Global Financial Stability Report. – Washington, D.C.: IMF, 2024. – 182 p.
[5] World Bank. Nonperforming Loans in Emerging Economies: Causes and Policy Responses. – Washington, D.C.: World Bank, 2020. – 156 p.
[6] Frederic S. Mishkin. The Economics of Money, Banking and Financial Markets. – New York: Pearson, 2019. – 720 p.
[7] Joseph F. Sinkey Jr. Commercial Bank Financial Management in the Financial-Services Industry. – Boston: McGraw-Hill, 2017. – 640 p.
[8] Edward I. Altman, Edith Hotchkiss. Corporate Financial Distress and Bankruptcy. – Hoboken: Wiley, 2018. – 368 p.
[9] OECD. Banking Sector Stability and NonPerforming Loans. – Paris: OECD Publishing, 2021. – 110 p.
[10] O‘zbekiston Respublikasi Markaziy banki. Tijorat banklari faoliyati bo‘yicha statistik byulleten. – T., 2024. – 120 b.
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Mualliflik huquqi (c) 2026 Nishanov, S.B., Umbarov, F.T., Tojiyev, S.D. (Muallif)