Abstract
The article examines the organizational and economic mechanisms for improving housing policy in Uzbekistan, as well as modern approaches to meeting the population's housing needs and increasing housing provision. Particular attention is paid to expanding the volume of housing construction, improving the mortgage lending system, supporting socially vulnerable segments of the population, increasing opportunities for home ownership, and attracting private investment to the construction sector. The possibilities of ensuring supply and demand balance in the housing market, effective use of financial mechanisms, development of public-private sector cooperation, and improving the effectiveness of housing policy across regions are also analyzed. Based on the research results, scientific and practical proposals and recommendations have been developed to improve housing policy in Uzbekistan, expand the population's opportunities to acquire housing, and ensure the sustainable development of the housing market.
References
O‘zbekiston Respublikasining “Uy-joy Kodeksi”, 1998 yil 24 dekabrdagi 713-I-sonli O‘zbekiston Respublikasi Qonuni.
2. O‘zbekiston Respublikasi Prezidentining “Uy-joy qurilishi va uy-joy bozorini yanada rivojlantirish chora-tadbirlari to‘g‘risida”gi Farmoni. Xalq so‘zi, 2005 yil 16 fevral.
3. O‘zbekiston Respublikasi Prezidentining 2009 yil 29 yanvardagi PP-1051-sonlari “Uy-joy fondini rekonstruksiya qilish, ta’mirlash va foydalanishga tayyor holda topshirish bo‘yicha pudrat ishlarini rivojlantirishni rag‘batlantirish chora tadbirlari to‘g‘risida”gi Farmoni.
4. O‘zbekiston Respublikasi Prezidentining “Uy-joy mulkdorlari shirkatlarining faoliyatini rivojlantirish bo‘yicha qo‘shimcha chora-tadbirlar to‘g‘risida”gi PF-3038 sonli Farmoni Xalq so‘zi, 2002 yil 26 fevral.
5. O‘zbekiston Respublikasi Prezidentining 2022 yil 28 yanvardagi “2022—2026 yillarga mo‘ljallangan Yangi O‘zbekistonning taraqqiyot strategiyasi to‘g‘risida”gi PF-60-sonli Farmoni.
6. Mirziyoyev Sh.M. O‘zbekiston Respublikasi Prezidentining Oliy Majlisga Murojaatnomasi, Xalq so‘zi, 29.12.2020 yil
7. Садиков А.С. Эффективное исползование ресурсов в жилишно-коммуналном хозяйстве. Учебное пособие. М.,1996.
8. Yodgorov V.U., Butunov D.Y. Uy-joy kommunal xo‘jaligi iqtisodiyoti va boshqaruvi: Darslik. -T.: Toshkent arxitektura qurilish instituti. 2010. - 449 bet
9. Ergashev R.X., Yuldosheva Sh.A. Uy –joy kommunal xo‘jaliklarini rivojlantirish yo‘nalishlari . Monografiya. Toshkent 2017, 121 bet
10. Fayziyev E.S. Servis sohasining iqtisodiyotdagi o‘rni. Risola. Т.: ‘Fan va tеxnoloqiya’, 2007. – 16 б.
11. Fayziyeva Shirin Shodmonovna, Yuldasheva Shahribonu Anvar qizi. Impact of affordable housing construction and housing and communal services on the welfare of the population by typical Projects. Journal of Contemporary Issues in Business and Government Vol. 27, No. 2, 2021 https://cibg.org.au/P-ISSN: 2204-1990; E-ISSN: 1323-6903 DOI: 12.47750/cibg.2021.27.02.421
11. Yuldasheva Shahribonu Anvar qizi. The role of services in housing and utilities and their opportunities to increase efficiency. Academicia: An International Multidisciplinary Research Journal https://saarj.com. ISSN: 2249-7137 Vol. 11, Issue 2, February 2021 Impact Factor: SJIF 2021 = 7.492
12. O‘zbekiston Respublikasi qurilish va uy-joy kommunal xo‘jaligi vazirligining saytidagi ma’lumotlar

This work is licensed under a Creative Commons Attribution 4.0 International License.
Copyright (c) 2026 Yuldosheva, Sh.A. (Muallif)