Abstract
This article analyzes the economic significance of fintech technologies and crowdfunding platforms as modern mechanisms for supporting small business financing. The study examines how digital financial technologies expand small business access to financial resources, accelerate investment processes, and develop alternative forms of capital attraction. In addition, the effectiveness of blockchain technologies, peer-to-peer lending, digital payment systems, and crowdfunding mechanisms is assessed based on scholarly sources. The findings substantiate the strategic importance of innovative financial instruments in small business development.
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