Abstract
This article provides a comprehensive analysis of measures aimed at improving the investment processes of commercial banks. The study examines the economic nature of bank investment activity, expansion of the resource base, investment risk management, implementation of digital technologies, and optimization of investment portfolios. Based on national and international experience, the role of bank investments in supporting real sector development is substantiated. The research findings offer scientific and practical conclusions aimed at enhancing banks’ investment potential, strengthening financial system stability, and accelerating sustainable economic growth.
References
1. Sh.Sh. Shohazamiy. Tijorat banklarining investitsiya faoliyati. Monografiya. – T.: Fan va texnologiya, 2019. – 256 b.
2. Г.Г. Коробова. Банковское дело. Учебник. – М.: Юрайт, 2020. – 512 с.
3. О.И. Лаврушин. Банковское дело: современная система кредитования. Учебник. – М.: КНОРУС, 2018. – 368 с.
4. J. Sinkey. Commercial Bank Financial Management. – New York: Macmillan Publishing Company, 2002. – 924 p.
5. P.S. Rose, S.C. Hudgins. Bank Management & Financial Services. – New York: McGraw-Hill Education, 2013. – 720 p.
6. F.S. Mishkin. The Economics of Money, Banking and Financial Markets. – Boston: Pearson Education, 2019. – 736 p.
7. Basel Committee on Banking Supervision. Principles for Financial Market Infrastructures. – Basel: BIS, 2012. – 188 p.
8. World Bank. Global Financial Development Report 2019/2020: Bank Regulation and Supervision a Decade after the Global Financial Crisis. – Washington, DC: World Bank, 2020. – 214 p.
9. OECD. Financing SMEs and Entrepreneurs 2023: An OECD Scoreboard. – Paris: OECD Publishing, 2023. – 252 p.
10. Central Bank of the Republic of Uzbekistan. Annual Report 2023. – T.: Central Bank of Uzbekistan, 2024. – 180 p.
11. A. Saunders, M.M. Cornett. Financial Institutions Management: A Risk Management Approach. – New York: McGraw-Hill Education, 2018.

This work is licensed under a Creative Commons Attribution 4.0 International License.
Copyright (c) 2026 Innovation economy